"Disruptive Effort" is the effort you have to put in to accomplish a project that disrupts the status quo of your life. Any success leap or skill advancement requires a disruptive effort.
For our purposes, a disruption is a neutral term that is used to describe any event or idea that changes the current environment. In your personal life, this could include getting sick, dealing with a move, or having a baby. A disruption at work may be starting a new program, hiring a new employee or changing benefit options.